We are any terminating stream of fixed payments over a specified period of time. Examples of annuities are regular deposits to a savings account, monthly home mortgage payments and monthly insurance payments. Annuities are classified by payment dates. The payments (deposits) may be made weekly, monthly, quarterly, yearly, or at any other interval of time.

If you are more of a conservative investor, a fixed annuity may appeal to you. Fixed offer steady, guaranteed growth. But fixed annuities also offer tax-deferral to help your money grow faster and a lifetime income option to keep your retirement secure.

Enjoy the safety of principal, steady tax-deferred growth, a guaranteed rate of return (set annually), and guaranteed income options. In the first year your annuity will get off to a faster start with an additional interest rate credit (Purchases will earn an attractive rate, plus an additional Interest Rate for the first contract year only. Total Interest Rate is composed of an Interest Rate plus the additional interest rate. Purchase payments received in the first contract year are eligible to receive any Additional Interest Rate that is in effect at the time of purchase payment for one year.

Minimum initial purchase payment is $5,000. On each purchase payment anniversary, a new Interest Rate will become effective with a one-year guarantee.)