Life Insurance for Diabetics 2023 Contrary to popular belief, life insurance for diabetics is readily available at great rates if you are a good patient and control your blood sugars. It is very common that those suffering from diabetes or even those needing...
Marijuana and Life Insurance Exams, What You Need to Know. People who use Marijuana and need to take a life insurance exam probably should read this article. In 2023, life insurance exams are not always necessary and being a marijuana user doesn’t...
Defined benefit pensions 412E3 Fully Insured Defined Benefit Pension Plan? 412e3 Defined benefit pensions under the Internal Revenue Code Section 412(e)(3), also known as 412e3 plans, offer small business owners tremendous benefits and deductions for setting...
Affordable Term Life Insurance for Smokers Affordable term life insurance for smokers is expensive - there's no way around it. Smokers will pay double the cost for affordable term life insurance than their non-smoking friend. I have heard people say this time and...
We are not affiliated with Prime America Life Insurance also known as Primerica. This article is our review of Prime America or Primerica and their life insurance products. A lot of consumers assume Prime America is the proper way to spell the life insurance company...
NYLAARP is the acronym for the AARP Life Insurance Program sold by New York Life. In all my years shopping life insurance for consumers the biggest concern I have in the business continues to be the no questions asked coverage sold by NYLAARP. AARP promotes a few...
Zander Life Insurance claims to be an independent life insurance brokerage. They have a wonderful reputation in the life insurance industry. Dave Ramsey, a big financial guru, always and only recommends Zander Life Insurance to his clients and listeners. Dave Ramsey...
How many types of life insurance policies are there and what is available to you? You want to find the best type of life insurance policy to protect your loved ones in the event of your death so understanding the types of life insurance is key! In this guide, we’ll...
For full disclosure, I am not an agent of New York Life and I can not provide New York Life quotes on my quoter, if you want to compare New York Life Insurance Rates to the masses you must do your own research. NYLAARP is AARP’s offerings to the senior market for life...
Globe Life Insurance Review, you deserve honest, affordable life insurance rates. Globe Life Insurance Is one of the young kids on block and like a new kid, sometimes you try to stick out and disrupt the school yard. Globe Life Insurance, with their marketing...
What is Group Life Insurance?Almost every week I get asked the same question from clients, "What is Group Life Insurance and should I compare my work policy to private individual life insurance?"A nice benefit that employers usually offer is group life insurance,...
Health IQ Insurance advertises as offering better rates for healthy consumers. Does Health IQ life insurance deliver on those promises? Is Health IQ able to offer better rates for health conscious folks as they advertise? The blatant answer is no, and using misleading...
NYLAARP life insurance might not be best for you. Now, I am not saying that AARP is bad nor the insurance company that sells the insurance for AARP, which is New York Life, but the insurance they call NYLAARP offers one-size-fits-all, overpriced,...
Disclaimer: We are not affiliated with Prime America AKAPrimerica. This article is our review of Primerica and their Life Insurance Products. Prime America is the name people use sometimes for the company Primerica, also referred to as Prime America. Do...
Raising a child can be one of the most rewarding experiences but also a very expensive experience. It’s difficult to think about but if you passed away, would your spouse have the means to provide for your family long term? All families need life insurance regardless...
When searching for life insurance the first question you probably ask yourself is “what type of life insurance policy is perfect for me?” Let’s look at one type of life insurance called variable life insurance. There are a variety of different types of life insurance....
We understand how important it is to you to manage a big purchase like life insurance while making sure you’re getting the best price. After all, if your monthly premium varies even by just a few dollars, that can add up to thousands of dollars over the course of your...
Believe it or not, life insurance companies are interested in your digits. No, not just those numbers. We’re talking about your height and weight. Life insurance providers consider your Body Mass Index (BMI) when deciding whether to accept an application. Not only...
Most Common Questions Asked When Buying Life Insurance For ParentsPurchasing life insurance may seem difficult at first, but with the right help and guidance, it does not have to be. Some of the most questions come from those looking to buy life insurance from their...
Understanding Life Insurance In Your 20sYou will be thanking yourself later in life if you start understanding life insurance in your 20s. At this time in your life, you are transitioning into adulthood through new experiences such as graduating from college or...
Life Insurance for Mortgage ProtectionWhen you are investigating the mortgage process, you will most likely be offered life insurance for mortgage protection. You may be offered mortgage life insurance by your lender or even an affiliated company because it can be a...
Life Insurance and Your FamilyA lot of people believe that if you buy life insurance for yourself, then you should also purchase life insurance for everyone else in your family. However, there are several ways to protect your whole entire family with life...
Many people wait to purchase a life insurance policy until they are older, and the premiums are higher usually because they don’t understand why they need life insurance when to buy it, or what type of policy is best. Understanding what types of life insurance will...
If you are currently thinking about investing in life insurance, the best time is… right now. Unless you are an older adult, very sick, or have no people in your life that rely upon you financially the younger you purchase life insurance, the better your...
With the ease of technology, the easiest way to purchase an affordable life insurance plan is online. When you buy insurance online, you can receive a variety of quotes all at once for easy comparison. This allows you to make a solid decision before you...