Picking the best carrier for a client requires a knowledge of that client’s needs and an understanding of what carrier will provide them with the greatest value. We take pride in finding the best company and policy for each of our client’s needs. While we are able to offer insurance through more than 40 carriers we do most of our business with 21 of the top life insurance companies in the country. Goldsmith Insurance Agency is proud to represent the following companies:
This does not mean these are the only companies we will write with, only that we have had great experiences and placed many policies with these companies. If a company has a good rating from the financial rating companies and either we or another agent that we trust has had good customer service experiences then we will still write the policy with that company.
If we had an option to write a no medical exam policy with Globe Life insurance that was slightly cheaper than the same policy with American National then we would advise our client to pay the slightly higher premium and go with American National. Globe has a terrible record with us for taking care of their clients so we do not recommend them to any client we work with.
This is the advantage of working with an independent agent. We are able to search through all the insurance companies that provide life insurance coverage in your area and make sure that you come out with the best policy and customer service for your life insurance needs. This is not how a captive agent (one who works for only one company) or a Primerica life insurance agent (limited number of companies) is forced to work. When you break it down to the most simple scenario, an independent agent works for you to find the best rates, while other agents are working for a company to get you placed in one of their policies.
At the Goldsmith Insurance Agency you can rest assured that you are going to get the best policy from a company that will take care of you. If you have any questions through out your search or if there is any way that we can serve you in finding the right coverage, please contact us through the quote form or give us a call at 877-400-0484. We look forward to working with you and getting you insured!