Life Insurance Blog
Life insurance comparisons, reviews, and educational articles to help you make more informed insurance descisions.
What is Life Insurance?
What Actually Is Life Insurance? If you are new to buying life insurance, this will be an excellent overview to learn how it works and what you need to understand when choosing your coverage. A life insurance policy is a contract you make with an insurance...
Why Do I need Life Insurance?
Necessary reasons for investing in life insurance Life insurance is an essential way to ensure that your loved ones don’t face potential financial burdens if you were to pass away. This is one expense that needs to be seriously considered. It’s also...
What is the best time to buy life insurance?
Investing in the right life insurance policy can provide ease of mind and protection to your family in the event of your death. While it’s important to ensure that your loved ones are taken care of, life insurance can also be expensive if you purchase at...
New York Life Term Insurance Rates, the Forbidden Fruit or Big Apple?
For full disclosure, I am not an agent of New York Life and I can not provide New York Life quotes on my quoter, if you want to compare New York Term Life Insurance Rates to the masses you must do your own research.Are you familiar with New York Life insurance...
Low Cost Term Life Insurance
Low cost term life insurance is important in order to keep your expenses relatively low. After all, at this time of year with the ever growing list of holiday gifts you need to buy, you’re looking to save whenever possible. You keep hearing about low...
Life Insurance Over 50 – A Growing Market
Life Insurance for people over 50 has become more relevant in recent years as people choose to retire long after they reach the age of 65. In general, when younger people buy life insurance, often the main concern is income for their spouse and family and...
Instant Life Insurance Quotes Can Help You Find the Best Pricing
If you’ve ever bought life insurance before, you know that it can be a long and frustrating process. You have to call the different insurance companies, get the paperwork, send it back, wait for quotes, and much more. Thanks to the Internet, the days of...
Stonebridge Life Insurance Reviews
Life insurance policies are one of the most important purchases that you’ll make for your family. It’s the only way to ensure that they will have the money they need if you were to pass away. Nobody wants to think about their own death, but making a good life...
Life Insurance Reviews – Are You Doing It Regularly?
Most agents do not offer free life insurance reviews and I do not understand why. You’ve put in the work – you made plenty of comparisons when you shopped for your life insurance policy a few years ago. You diligently listened to so many reliable opinions...
Simplifying Various Life Insurance Types
Does thinking about the various life insurance types leave your head spinning? I hope it makes you feel better to know you’re not the only one like that. If you’re in the market for life insurance, let us help you. These descriptions of the life...
Finding the Cheapest Term Life Insurance
Life insurance is one of the most important purchases that you’ll ever make for your family. It’s vital that you have the insurance coverage that would give them enough resources to recover if something tragic were to happen to you.Finding the right policy...
Have you considered Life Insurance for your Parents?
Life Insurance for your ParentsWhile most people likely know that Life Insurance for your Parents is important for those who have a spouse and young children counting on them financially, what many may not realize is that this coverage can also be an...
Is Second to Die Life Insurance Right For Us?
Second to die life insurance, survivor ship life insurance, and or 2nd to die as some people refer to it is a specialized policy unlike typical individual coverage. When you’re looking to buy life insurance, there are several different kinds. Each type...
Should You Buy Life Insurance with No Medical Exam
If you’ve been denied life insurance coverage because of poor health, a disease, chronic condition, or a risky job, you may think that you can’t receive adequate or affordable life insurance, but that couldn’t be further from the truth. Regardless of your...
What is Guaranteed Issue Life Insurance?
Guaranteed Issue Life Insurance What is Guaranteed Issue Life Insurance?Guaranteed Issue Life Insurance is a no questions asked life insurance policy. When it comes to these policies, you are not required to answer any medical questions about yourself,...
Teacher pensions and how to maximize for retirement or teacher retirement plans
A teacher pension is a great benefit. In most states when a teacher retires, they have a choice when it comes to their retirement and how they receive a teacher pension. The first option is the "single life" which is the the total value of their pension paid as an...
Are you Shopping Low Cost Term Life Insurance?
Low cost term life insurance is easy to attain when you utilize an independent life insurance broker like Goldsmith Insurance Agency. We have access to over 75 of the nation’s top rated life insurance companies such as Banner Life and that correlates to providing...
Who Needs Life Insurance for Elderly?
Life Insurance for elderly is becoming more popular as life expectancy has increased. The good news is if you are elderly and looking for affordable life insurance you can feel secure knowing that there are great options available. Most would assume that...
Before you buy Farm Bureau Life Insurance, Find an Independent Broker
For a long time out in the farms of America, Farm bureau had a virtual monopoly on providing life insurance. The risks associated with farming and how to calculate proper coverage was really only understood by underwriters of agricultural focused insurance carriers....
Mortgage Protection Insurance- Who Should It Really Protect?
Mortgage Protection Insurance is a candy wrapper for term life insurance. Whether you are a first time homeowner or have owned many homes, the questions remains what happens to the home if the breadwinner or mortgage holder dies premature? No one likes to think about...
Is Life Insurance for Parents Important?
Life insurance for parentsHave you ever thought about life insurance for parents? Do your parents have their final expenses planned out? Most baby boomers are living longer and many are outliving their savings. As long as you have a direct interest in the...
OHIO NATIONAL LIFE INSURANCE COMPANY QUOTE
Ohio National is highly rated Life Insurance Company that has been around for over one hundred years with a wonderful and successful history. Their individual life sales business has grown for a remarkable 21 years straight. Even with our economy, they...
State Farm Life Insurance Quotes are Expensive
I have some friends in Denver who called me last year to shop their state farm life insurance quotes. They wanted to increase coverage now that they had a growing family and a new home. They contacted me to compare rates as there are many options when...
Where can you find life insurance rates by age?
Life Insurance RatesYou can find life insurance rates by age from an independent life insurance broker who will shop and compare multiple companies. Term life insurance is one of the most valuable weapons that you have in your arsenal to provide for your...
What is 20 Year Term Life Insurance?
20 Year Term Life Insurance – Common Questions AnsweredOne of the most popular insurance policies that I sell is 20 year term life insurance. Why? Most likely it’s the balance between the reasonable length of the term and the very affordable cost. It...