Life Insurance Blog
Life insurance comparisons, reviews, and educational articles to help you make more informed insurance descisions.
Demystifying Different Types of Life Insurance
Demystifying Different Types of Life Insurance What are the different types of life insurance policies out there? There are a handful of different types of life insurance but only two major types:1. Term Life Insurance2. Permanent Life Insurance It is hard...
Find the Best Deal on Senior Life Insurance
Senior Life Insurance is important for long term planning for burial expenses and final expenses. Unfortunately there are more misleading marketing efforts than legitimate and many families end up with products that will not protect them. Ultimately the...
Where can you find “Cheap Life Insurance”?
I don't like to use the word cheap when describing life insurance, but clients ask me all the time "is there such a thing as cheap life insurance". I assume if you are reading this you realize we all need some form of life insurance to protect our loved...
Is life insurance a good investment?
Is life insurance a good investment?Maybe a more important question should do you want to protect your family’s financial future? While investing money in your IRA or 401K, do you thnk is life insurance a good investment? it’s likely that you will consider...
Do you know about external term life insurance conversions?
One of the best benefits of owning term life insurance from a reputable company is the built in term conversion rider. The right to convert your term life insurance policy to a permanent policy without evidence of insurability is one of the best values in...
Tips for Shopping Affordable Term Life Insurance
Affordable Life insurance is an essential part of financial planning, and working with a bias advisor is too risky. A captive agent at New York Life Insurance or Prime America (primerica) can only offer life insurance quotes from their companies. Here are a few...
Helpful hints to find affordable life insurance for seniors
Life Insurance for Seniors is becoming more and more relevant. If you are 65 or older, it’s no secret that finding affordable life insurance is a tough task, but also necessary for things like funeral coverage and final expenses. Life insurance...
Term Life Insurance quotes vs. Whole Life Insurance Quotes
When it comes down to choosing between term life insurance and whole life insurance, which one is better? There is no right answer, it all depends on the amount of time coverage needed, affordability, and whether or not you are looking for a cash...
Can you find good cheap term life insurance?
You have decided that you want to protect your family by buying life insurance. Chances are the only thing you know comes from misleading marketing online or on tv like, "$1 buys $50,000." There are many things that you should know before making a life...
Affordable life insurance rates are available.
Affordable life insurance rates are available.Buying affordable life insurance can be a very stressful and confusing task, especially if this is your first time. There are many different terms and companies to be aware of when making such an important...
A Pre-Paid Funeral Plan is not your best choice for final expenses.
A Prepaid Funeral Plan is not your best choice for final expenses.A Prepaid Funeral Plan :One of the most stressful situations in life is the death of a loved one. No one likes to think or talk about death, let alone plan for it. Under duress, bad...
Banner Life is a Great Choice for Term Life Insurance Quotes
Is Banner Life Insurance a good company? Most consumers cringe when shopping for term life insurance quotes and whole life insurance quotes espeically when they are not in the best physical health or for those who are looking for insurance for their...
Want affordable insurance, its ok to conduct business with a friend.
I never thought it would be difficult to do business with family and friends until very recent. I know I can count on my family or friends more than a stranger with affordable insurance and I also know friends & family have my best interest at heart...
How good are Globe Life Insurance rates?
It amazes me how much money Globe Life Insurance spends on marketing. Why do they spend so much money on ads with small fine print? Globe Life Insurance provides all types of insurance, but they seem to advertise the no-exam stuff like $1 buys your first...
Five Reasons Why You Should Know About Term Life Conversions
Term Life Conversions, Life insurance and their riders are not easy to understand. The one overlooked and most valuable is the conversion option. This rider allows an insured to exchange all or some of their term policy for a permanent policy without proof...
Annuity news and information is key to a long term financial plan.
It really surprises me that most consumers are unfamiliar with annuities and most don't take the time to read up on annuity news and information. I find that most consumers are well aware of Wall St. annuity news and information, bank failures; etc. but...
Have your parents planned for their burial costs or funeral plans?
Young adults have a tremendous amount of worry with their own families, bills, and responsibilities. A big problem we all would like to avoid is the burden of paying for a loved ones funeral plans or burial costs, especially considering its so affordable for burial...