Life Insurance Education
Learn about life insurance so you can make more informed life insurance decisions.
The Various Types of Life Insurance Policies in 2023
How many types of life insurance policies are there and what is available to you? You want to find the best type of life insurance policy to protect your loved ones in the event of your death so understanding the types of life insurance is key! In this guide, we’ll...
What is Group Life Insurance?
What is Group Life Insurance?Almost every week I get asked the same question from clients, "What is Group Life Insurance and should I compare my work policy to private individual life insurance?"A nice benefit that employers usually offer is group life insurance,...
Top Three Life Insurance Questions For Parents
Raising a child can be one of the most rewarding experiences but also a very expensive experience. It’s difficult to think about but if you passed away, would your spouse have the means to provide for your family long term? All families need life insurance regardless...
What is Variable Life Insurance?
When searching for life insurance the first question you probably ask yourself is “what type of life insurance policy is perfect for me?” Let’s look at one type of life insurance called variable life insurance. There are a variety of different types of life insurance....
Save Money On Life Insurance Affordable Life Insurance Quotes
We understand how important it is to you to manage a big purchase like life insurance while making sure you’re getting the best price. After all, if your monthly premium varies even by just a few dollars, that can add up to thousands of dollars over the course of your...
BMI and The Impact On the Cost of Life Insurance
Believe it or not, life insurance companies are interested in your digits. No, not just those numbers. We’re talking about your height and weight. Life insurance providers consider your Body Mass Index (BMI) when deciding whether to accept an application. Not only...
Most Common Questions Asked When Buying Life Insurance For Parents
Most Common Questions Asked When Buying Life Insurance For ParentsPurchasing life insurance may seem difficult at first, but with the right help and guidance, it does not have to be. Some of the most questions come from those looking to buy life insurance from their...
Understanding Life Insurance In Your 20s
Understanding Life Insurance In Your 20sYou will be thanking yourself later in life if you start understanding life insurance in your 20s. At this time in your life, you are transitioning into adulthood through new experiences such as graduating from college or...
Life Insurance for Mortgage Protection
Life Insurance for Mortgage ProtectionWhen you are investigating the mortgage process, you will most likely be offered life insurance for mortgage protection. You may be offered mortgage life insurance by your lender or even an affiliated company because it can be a...
How to Buy The Best Life Insurance For Your Family
Life Insurance and Your FamilyA lot of people believe that if you buy life insurance for yourself, then you should also purchase life insurance for everyone else in your family. However, there are several ways to protect your whole entire family with life...
The Best Type of Life Insurance Policy
Many people wait to purchase a life insurance policy until they are older, and the premiums are higher usually because they don’t understand why they need life insurance when to buy it, or what type of policy is best. Understanding what types of life insurance will...
Your Age & Life Insurance
If you are currently thinking about investing in life insurance, the best time is… right now. Unless you are an older adult, very sick, or have no people in your life that rely upon you financially the younger you purchase life insurance, the better your...
Obtaining an Affordable Life Insurance Quote Online
With the ease of technology, the easiest way to purchase an affordable life insurance plan is online. When you buy insurance online, you can receive a variety of quotes all at once for easy comparison. This allows you to make a solid decision before you...
What is Life Insurance?
What Actually Is Life Insurance? If you are new to buying life insurance, this will be an excellent overview to learn how it works and what you need to understand when choosing your coverage. A life insurance policy is a contract you make with an insurance...
Why Do I need Life Insurance?
Necessary reasons for investing in life insurance Life insurance is an essential way to ensure that your loved ones don’t face potential financial burdens if you were to pass away. This is one expense that needs to be seriously considered. It’s also...
What is the best time to buy life insurance?
Investing in the right life insurance policy can provide ease of mind and protection to your family in the event of your death. While it’s important to ensure that your loved ones are taken care of, life insurance can also be expensive if you purchase at...
Life Insurance Over 50 – A Growing Market
Life Insurance for people over 50 has become more relevant in recent years as people choose to retire long after they reach the age of 65. In general, when younger people buy life insurance, often the main concern is income for their spouse and family and...
Simplifying Various Life Insurance Types
Does thinking about the various life insurance types leave your head spinning? I hope it makes you feel better to know you’re not the only one like that. If you’re in the market for life insurance, let us help you. These descriptions of the life...
Have you considered Life Insurance for your Parents?
Life Insurance for your ParentsWhile most people likely know that Life Insurance for your Parents is important for those who have a spouse and young children counting on them financially, what many may not realize is that this coverage can also be an...
Is Second to Die Life Insurance Right For Us?
Second to die life insurance, survivor ship life insurance, and or 2nd to die as some people refer to it is a specialized policy unlike typical individual coverage. When you’re looking to buy life insurance, there are several different kinds. Each type...
Should You Buy Life Insurance with No Medical Exam
If you’ve been denied life insurance coverage because of poor health, a disease, chronic condition, or a risky job, you may think that you can’t receive adequate or affordable life insurance, but that couldn’t be further from the truth. Regardless of your...
What is Guaranteed Issue Life Insurance?
Guaranteed Issue Life Insurance What is Guaranteed Issue Life Insurance?Guaranteed Issue Life Insurance is a no questions asked life insurance policy. When it comes to these policies, you are not required to answer any medical questions about yourself,...
Teacher pensions and how to maximize for retirement or teacher retirement plans
A teacher pension is a great benefit. In most states when a teacher retires, they have a choice when it comes to their retirement and how they receive a teacher pension. The first option is the "single life" which is the the total value of their pension paid as an...
Who Needs Life Insurance for Elderly?
Life Insurance for elderly is becoming more popular as life expectancy has increased. The good news is if you are elderly and looking for affordable life insurance you can feel secure knowing that there are great options available. Most would assume that...
Is Life Insurance for Parents Important?
Life insurance for parentsHave you ever thought about life insurance for parents? Do your parents have their final expenses planned out? Most baby boomers are living longer and many are outliving their savings. As long as you have a direct interest in the...
What is 20 Year Term Life Insurance?
20 Year Term Life Insurance – Common Questions AnsweredOne of the most popular insurance policies that I sell is 20 year term life insurance. Why? Most likely it’s the balance between the reasonable length of the term and the very affordable cost. It...
Is life insurance a good investment?
Is life insurance a good investment?Maybe a more important question should do you want to protect your family’s financial future? While investing money in your IRA or 401K, do you thnk is life insurance a good investment? it’s likely that you will consider...
Term Life Insurance quotes vs. Whole Life Insurance Quotes
When it comes down to choosing between term life insurance and whole life insurance, which one is better? There is no right answer, it all depends on the amount of time coverage needed, affordability, and whether or not you are looking for a cash...